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The Stay-at-Home Parent's Case for Life Insurance

For twelve years, my husband ran our household while I worked full-time. People used to ask if he had a "real job." I want to answer that question...

Filing a Claim vs. Paying Out of Pocket: How to Decide

When something goes wrong at home, your first instinct might be to call your insurance company. But before you pick up the phone, it is worth...

The True Cost of Being Uninsured in the U.S.

If you are young, relatively healthy, and rarely visit the doctor, going without health insurance can feel like a smart financial move. But be...

The Truth about $0 Premium Medicare Advantage Plans

If you have ever seen a TV commercial promising Medicare coverage with a $0 monthly premium, you probably did a double take. No monthly premium...

What Can You Do with the Cash Value in Your Life Insurance Policy?

Most people think of life insurance as something their family receives after they are gone. But certain types of permanent life insurance,...

Health Insurance After a Job Loss: How to Find the Right Coverage Fast

Losing a job is stressful enough without having to decode your health insurance options at the same time. The good news is that you have real...

How Medicare Advantage Plans Make Money (and What that Means for You)

Medicare Advantage, also known as Part C, has grown in popularity as a way for Americans to receive their Medicare benefits. Today, more than half...

Your Health Insurance Claim Got Denied. Now What?

It’s like a punch in the gut. You visit a specialist or have a medical procedure done only to find your health insurer has denied your claim in a...

What Happens to Your Life Insurance Policy During a Divorce?

Divorce is one of the most stressful life events a person can go through, and between splitting assets, updating accounts, and navigating legal...

What Is Medicare, Really? A Plain-Language Breakdown for Anyone Approaching 65

If you are getting close to age 65, you have probably heard the word Medicare more times than you can count. But for something so widely mentioned,...

HSA vs. FSA: Which Tax-Advantaged Account Is Right for You?

Health care costs continue to climb, making it more important than ever to make the most of every tax break available to you. Health Savings...

Life Insurance in Your 20s: Why Starting Early Pays Off Big

You're young, healthy, and probably not thinking about life insurance. That makes complete sense, and it's also exactly why now is the best time to...

Debunking the Top 7 Life Insurance Myths

Life insurance is one of the most misunderstood financial products out there. Misconceptions keep millions of families from getting the coverage...

Red State, Blue State, High-Rate State: The Politics Behind Your Premium

Your health insurance premium might have less to do with your health and more to do with how your state voted in the last election. Across the...

The Patchwork Problem: How 50 States Created 50 Different Health Insurance Markets

If you've ever moved across state lines and watched your health insurance premium jump or drop dramatically, you've experienced the patchwork...

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